Best invoicing and accounting apps (October 2026)
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Send invoices, get paid online and keep simple books. For country-specific tax rules, see our accounting rankings by country.
Only want free? See the best free invoicing and accounting apps, with what each free plan includes.
The ranking
- 1
Wave
by WaveLowest entry priceFree invoicing and accounting for small businesses, with a low-cost Pro plan for bank import and automation.
Free planAutomatic bank importUnlimited invoicesPros
- Free plan
- Automatic bank import
Cons
- Card payments 2.9% + USD 0.60 per transaction
- 2
QuickBooks Online
by IntuitBest free starting pointThe most widely used small business accounting software in the US, from invoicing to payroll add-ons.
Pros
- Free plan
- Automatic bank import
- 30-day free trial
Cons
- Unlimited invoices: check on QuickBooks Online's site
- 50% off for the first 3 months on paid plans
- 3
FreshBooks
by FreshBooksGood all-round optionInvoicing and accounting built for freelancers and service businesses, with time tracking and proposals.
Pros
- Automatic bank import
- 30-day free trial, no card
Cons
- No free plan
- Unlimited invoices: check on FreshBooks's site
- Intro discounts for new customers
- 4
Zoho Invoice
by ZohoBest free starting pointCompletely free invoicing app from Zoho, with quotes, payment reminders and a client portal.
Pros
- Free plan
Cons
- No unlimited invoices
- Automatic bank import: check on Zoho Invoice's site
Compare all in a table
| Rank | Product | Score | Entry price (USD) | Free plan | Automatic bank import | Unlimited invoices | Action |
|---|---|---|---|---|---|---|---|
| 1 | Wave | 100 | 19.00 | Yes | Yes | Yes | Visit site |
| 2 | QuickBooks Online | 78 | 38.00 | Yes | Yes | Not confirmed | Visit site |
| 3 | FreshBooks | 76 | 23.00 | No | Yes | Not confirmed | Visit site |
| 4 | Zoho Invoice | 55 | Free / usage | Yes | Not confirmed | No | Visit site |
Entry price is the cheapest paid plan, converted to USD where the vendor prices in another currency. Usage-based prices are not compared.
What to check
Free plan. 3 of 4 confirm it.
Automatic bank import. 3 of 4 confirm it.
Unlimited invoices. 1 of 4 confirm it.
Score: features 30, free plan or trial 20, pricing transparency 25, entry price value 25. Commissions are never part of it. Full method.
Questions
What is the cheapest option?
Wave, from USD 19 per month.
Is there a free option?
3 of the 4 ranked products have a free plan.