Best free invoicing and accounting apps (October 2026)
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3 invoicing and accounting apps with a free plan you can keep using, ranked with the same score as our full ranking. Send invoices, get paid online and keep simple books. For country-specific tax rules, see our accounting rankings by country.
Free plans, ranked
- 1
Wave
Free invoicing and accounting for small businesses, with a low-cost Pro plan for bank import and automation.
What is free: Starter: Unlimited estimates, invoices and bills.
When you would pay: USD 19 per month.
Free planAutomatic bank importUnlimited invoices100/100 - 2
QuickBooks Online
The most widely used small business accounting software in the US, from invoicing to payroll add-ons.
What is free: Free: 2 invoices a month (unlimited with QuickBooks Payments); 1 bank account.
When you would pay: USD 38 per month.
78/100 - 3
Zoho Invoice
Completely free invoicing app from Zoho, with quotes, payment reminders and a client portal.
What is free: Free: 500 invoices a year; 2 users.
When you would pay: No paid plan price published.
55/100
Free trials only (no lasting free plan): FreshBooks.
Free plans have limits; when you outgrow one, compare paid plans in the best invoicing and accounting apps ranking.