Payhawk alternatives (October 2026)
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4 corporate card and expense tools to consider instead of Payhawk, ranked on the same published prices, free plans and features. Payhawk ranks 5th of 5 in our corporate card and expense tools ranking with 53/100. 4 of them start cheaper.
Payhawk at a glance. From GBP 149 per month for 24 months (≈ USD 197.17). Free plan: no. Virtual cards: yes. Free plan: no. Receipt capture and approvals: yes. Full pricing.
The alternatives
- 1
Brex
Best free starting pointCorporate cards, expenses and bill pay, with a free Essentials plan.
Compared with Payhawk
- Cheaper entry price: USD 12 against USD 197.17 (94% less)
- Has a free plan; Payhawk does not
- Has free plan, which Payhawk does not
97/100Free plan, then USD 12 per user per month - 2
Ramp
Best free starting pointCorporate cards and spend management with a free plan; cards issued in the US, Canada, UK and EEA.
Compared with Payhawk
- Cheaper entry price: USD 15 against USD 197.17 (92% less)
- Has a free plan; Payhawk does not
- Has free plan, which Payhawk does not
93/100Free plan, then USD 15 per user per month + platform fee - 3
Airwallex Spend
Best free starting pointMulti-currency corporate cards and expenses, free for up to 10 spend users.
Compared with Payhawk
- Cheaper entry price: USD 12 against USD 197.17 (94% less)
- Has a free plan; Payhawk does not
- Has free plan, which Payhawk does not
87/100Free plan, then USD 12 per user per month + platform fee - 4
Pleo
Lowest entry priceCompany cards and expense tracking for European teams.
Compared with Payhawk
- Cheaper entry price: USD 10.59 against USD 197.17 (95% less)
70/100From GBP 8 per user per month (≈ USD 10.59)
Side by side
| Product | Score | Entry price | Free plan | Virtual cards | Free plan | Receipt capture and approvals |
|---|---|---|---|---|---|---|
| Payhawk | 53 | USD 197.17 | No | Yes | No | Yes |
| Brex | 97 | USD 12 | Yes | Yes | Yes | Yes |
| Ramp | 93 | USD 15 | Yes | Yes | Yes | Yes |
| Airwallex Spend | 87 | USD 12 | Yes | Yes | Yes | Not confirmed |
| Pleo | 70 | USD 10.59 | No | Yes | No | Yes |
Entry price is the cheapest paid plan in USD. Scores use the formula on the best corporate card and expense tools page; commissions never change them.