Best free corporate card and expense tools (October 2026)
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3 corporate card and expense tools with a free plan you can keep using, ranked with the same score as our full ranking. Physical and virtual company cards with spending limits, receipt capture and approvals. Most are limited to certain countries, so check eligibility first.
Free plans, ranked
- 1
Brex
Corporate cards, expenses and bill pay, with a free Essentials plan.
What is free: Essentials: per user per month.
When you would pay: USD 12 per user per month.
Virtual cardsFree planReceipt capture and approvals97/100 - 2
Ramp
Corporate cards and spend management with a free plan; cards issued in the US, Canada, UK and EEA.
What is free: Ramp: per user per month.
When you would pay: USD 15 per user per month + platform fee.
Virtual cardsFree planReceipt capture and approvals93/100 - 3
Airwallex Spend
Multi-currency corporate cards and expenses, free for up to 10 spend users.
What is free: Explore: per user per month; Up to 10 spend users.
When you would pay: USD 12 per user per month + platform fee.
87/100
Free trials only (no lasting free plan): Payhawk.
Free plans have limits; when you outgrow one, compare paid plans in the best corporate card and expense tools ranking.