OnPay pricing (October 2026): plans and what you pay
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OnPay lists 2 plans. Paid plans start at USD 49 per month + USD 6 per worker. That is the same entry price as Gusto.
OnPay plans and prices
| Plan | Price | Limits and notes | Billed yearly |
|---|---|---|---|
| Payroll Essentials | USD 49 per month + USD 6 per worker | — | — |
| Bundled HR | USD 71 per month + USD 1 per worker | HR add-on | — |
From OnPay's pricing page, checked 2026-10-12. Prices exclude tax. The vendor's page always has the current price. Price changes are logged in our software price tracker.
Monthly and yearly cost
| Plan | Per month | Per year at that rate |
|---|---|---|
| Payroll Essentials | USD 49 | USD 588 |
| Bundled HR | USD 71 | USD 852 |
Yearly figures multiply the listed monthly price; plans billed yearly are often cheaper per month (see the table above where the vendor lists it).
Before you buy
- Prices from OnPay's accountant pricing page; its footer says pricing starts at USD 55 a month.
- One month free.
How OnPay compares on price
| Product | Entry price | Free plan |
|---|---|---|
| OnPay | From USD 49 per month + USD 6 per worker | No |
| Gusto | From USD 49 per month + USD 6 per person | No |
| Justworks | From USD 50 per month + USD 8 per employee | No |
OnPay ranks 3rd of 4 in the best US payroll and HR services ranking. See also: OnPay alternatives, Gusto vs OnPay, OnPay vs Justworks.