Gusto pricing (October 2026): plans and what you pay
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Gusto lists 3 plans. Paid plans start at USD 49 per month + USD 6 per person. That is the same entry price as OnPay.
Gusto plans and prices
| Plan | Price | Limits and notes | Billed yearly |
|---|---|---|---|
| Simple | USD 49 per month + USD 6 per person | — | — |
| Plus | USD 80 per month + USD 12 per person | Multi-state payroll; time tracking | — |
| Premium | USD 180 per month + USD 22 per person | HR guidance; compliance | — |
From Gusto's pricing page, checked 2026-10-12. Prices exclude tax. The vendor's page always has the current price. Price changes are logged in our software price tracker.
Monthly and yearly cost
| Plan | Per month | Per year at that rate |
|---|---|---|
| Simple | USD 49 | USD 588 |
| Plus | USD 80 | USD 960 |
| Premium | USD 180 | USD 2,160 |
Yearly figures multiply the listed monthly price; plans billed yearly are often cheaper per month (see the table above where the vendor lists it).
How Gusto compares on price
| Product | Entry price | Free plan |
|---|---|---|
| Gusto | From USD 49 per month + USD 6 per person | No |
| OnPay | From USD 49 per month + USD 6 per worker | No |
| Justworks | From USD 50 per month + USD 8 per employee | No |
Gusto ranks 1st of 4 in the best US payroll and HR services ranking. See also: Gusto alternatives, Gusto vs OnPay, Gusto vs Justworks, Gusto vs Rippling.