OnPay alternatives (October 2026)
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3 US payroll and HR services to consider instead of OnPay, ranked on the same published prices, free plans and features. OnPay ranks 3rd of 4 in our US payroll and HR services ranking with 77/100. 0 of them start cheaper.
OnPay at a glance. From USD 49 per month + USD 6 per worker. Free plan: no. Contractor payments: see the vendor site. Benefits administration: yes. HR tools: yes. Check on OnPay's site. Full pricing.
The alternatives
- 1
Gusto
Lowest entry priceFull-service US payroll with automatic tax filing, benefits and HR tools for small businesses.
Compared with OnPay
- Confirms contractor payments (check OnPay's site for these)
80/100From USD 49 per month + USD 6 per person - 2
Justworks
Most complete feature setUS payroll or full PEO with access to large-company health benefits for small teams.
Compared with OnPay
- Confirms contractor payments (check OnPay's site for these)
80/100From USD 50 per month + USD 8 per employee - 3
Rippling
Best for custom or high-volume needsHR, payroll, IT and finance platform where you buy only the modules you need.
Similar price and features to OnPay.
25/100Price on request
Side by side
| Product | Score | Entry price | Free plan | Contractor payments | Benefits administration | HR tools |
|---|---|---|---|---|---|---|
| OnPay | 77 | USD 49 | No | Not confirmed | Yes | Yes |
| Gusto | 80 | USD 49 | No | Yes | Yes | Yes |
| Justworks | 80 | USD 50 | No | Yes | Yes | Yes |
| Rippling | 25 | — | No | Not confirmed | Yes | Yes |
Entry price is the cheapest paid plan in USD. Scores use the formula on the best US payroll and HR services page; commissions never change them.