Income tax calculator, new regime FY 2026-27
Work out tax, statutory deductions and take-home pay in India, plus what the employee costs the employer.
Take-home pay
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Employer's cost
Surcharge (above ₹50 lakh) and state professional tax are not included. This is an estimate for planning; the tax authority's assessment is final.
Rates used
| Item | Rate |
|---|---|
| New regime slabs | Nil to ₹4L · 5% to 8L · 10% to 12L · 15% to 16L · 20% to 20L · 25% to 24L · 30% above |
| Standard deduction | ₹75,000 |
| Rebate (87A) | No tax on taxable income up to ₹12 lakh, with marginal relief above |
| Cess | 4% on tax |
| EPF | 12% employee + 12% employer |
Sources: New regime calculator FY 2026-27 (FinCalculator) · Income tax slabs (ClearTax)
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