Withholding tax and net pay calculator
Work out tax, statutory deductions and take-home pay in the Philippines, plus what the employee costs the employer.
Take-home pay
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Employer's cost
Estimate: monthly withholding is annualised and the ₱90,000 13th-month exemption is not included. This is an estimate for planning; the tax authority's assessment is final.
Rates used
| Item | Rate |
|---|---|
| Income tax (annual) | 0% to ₱250,000 · 15% · 20% · 25% · 30% · 35% above ₱8m |
| SSS | 5% employee, 10% employer; salary credit ₱5,000–35,000 |
| PhilHealth | 2.5% employee + 2.5% employer; salary ₱10,000–100,000 |
| Pag-IBIG | 2% each, on up to ₱10,000 (₱200 cap) |
Sources: BIR tax table and contributions 2026 (Taxumo) · SSS, PhilHealth and Pag-IBIG 2026 (Employsome)
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