Wise Business vs Airwallex (October 2026)
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Wise Business
Multi-currency business account with local account details and mid-market exchange rates.
Visit Wise BusinessAirwallex
Global business account with multi-currency accounts, cards and FX at 0.5% above interbank for major currencies.
Visit AirwallexVerdict. They charge differently: Wise Business starts at USD 31 one-time, Airwallex at USD 12 per user per month + platform fee, so compare what each would cost you over the time you expect to use it. Airwallex also has a free plan; Wise Business does not. Wise Business confirms 3 of our 3 key features; Airwallex confirms 3.
Side by side
| Feature | Wise Business | Airwallex |
|---|---|---|
| Cheapest paid plan | Account set-up: USD 31 one-time | Grow: USD 12 per user per month + platform fee |
| Other plan or fee | USD wire or Swift payment: USD 6.11 per payment | Explore: Free |
| Free plan | No | Yes |
| Free plan or trial | No | Yes |
| Local account details in several currencies | Yes | Yes |
| Debit or virtual cards | Yes | Yes |
| No monthly fee option | Yes | Yes |
| Number of plans listed | 2 | 2 |
| Our score | 65/100 (#5 of 6) | 100/100 (#1 of 6) |
| Best for | Most complete feature set | Lowest entry price |
| A year on the cheapest paid plan | — | USD 144 per user |
| Notes | Registering is free; the one-time USD 31 fee applies to get account details. Volume discount above USD 25,000 a month in conversions. | US pricing page; check your country's page |
Shaded cells mark the lower price. Sources: Wise Business, Airwallex.
Which to choose
Choose Wise Business if USD 31 one-time suits how you will use it.
Choose Airwallex if USD 12 per user per month + platform fee works out cheaper for you.
See all options: best multi-currency business accounts.
More: Wise Business pricing, Wise Business alternatives, Wise Business vs Payoneer, Wise Business vs Revolut Business, Mercury vs Wise Business, Airwallex pricing, Airwallex alternatives, Airwallex vs Payoneer, Mercury vs Airwallex, Revolut Business vs Airwallex.