Mercury vs Airwallex (October 2026)
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Mercury
US business banking with no monthly fee on the base plan; popular with founders who form a US company remotely.
Visit MercuryAirwallex
Global business account with multi-currency accounts, cards and FX at 0.5% above interbank for major currencies.
Visit AirwallexVerdict. Airwallex has the lower entry price (USD 12.00 against USD 29.90). Mercury confirms 2 of our 3 key features; Airwallex confirms 3.
Side by side
| Feature | Mercury | Airwallex |
|---|---|---|
| Cheapest paid plan | Plus: USD 29.90 per month | Grow: USD 12 per user per month + platform fee |
| Other plan or fee | Mercury: Free | Explore: Free |
| Another plan or fee | Pro: USD 299 per month | — |
| Free plan | Yes | Yes |
| Free plan or trial | Yes | Yes |
| Local account details in several currencies | No | Yes |
| Debit or virtual cards | Yes | Yes |
| No monthly fee option | Yes | Yes |
| Number of plans listed | 3 | 2 |
| Our score | 75/100 (#3 of 6) | 100/100 (#1 of 6) |
| Best for | Best free starting point | Lowest entry price |
| A year on the cheapest paid plan | USD 359 | USD 144 per user |
| Notes | FAQ also says paid plans start at USD 35/month | US pricing page; check your country's page |
Shaded cells mark the lower price. Sources: Mercury, Airwallex.
Which to choose
Choose Airwallex if you want the lower starting price.
Choose Mercury if its features above matter more to you than price.
See all options: best multi-currency business accounts.
More: Mercury pricing, Mercury alternatives, Mercury vs Revolut Business, Mercury vs Wise Business, Airwallex pricing, Airwallex alternatives, Airwallex vs Payoneer, Revolut Business vs Airwallex, Wise Business vs Airwallex.