Take-home pay calculator 2026/27
Work out tax, statutory deductions and take-home pay in the UK, plus what the employee costs the employer.
Take-home pay
—
Employer's cost
Scottish rates, pensions and student loans are not included. This is an estimate for planning; the tax authority's assessment is final.
Rates used
| Item | Rate |
|---|---|
| Personal allowance | £12,570, reduced by £1 for every £2 over £100,000 |
| Income Tax | 20% to £50,270 · 40% to £125,140 · 45% above |
| Employee NI | 8% from £12,570 to £50,270, 2% above |
| Employer NI | 15% above £5,000 |
Sources: PAYE thresholds and rates 2026/27 (GoFile)
Run payroll for the whole team
Payroll software handles every line above and files the returns. See the best payroll software in the UK.