Best payment gateways in India (October 2026)

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Online payment gateways in India, ranked on what you pay on a typical sale worth USD 50 (INR 4,823), local payment methods and fixed fees.

The ranking

1. 1

   Razorpay

   Lowest fee on a typical sale

   India's largest gateway for cards, UPI and netbanking, with no setup or annual fees.

   Local payment methodsNo setup or monthly fee

   Plus GST; 0% fee for the first 90 days (terms apply)

   Visit Razorpay
   90/100

   Local: 2%

   Fee on a INR 4,823 sale: INR 96.47 · source
2. 2

   Stripe

   Lowest fee on a typical sale

   Global online payments with no setup or monthly fees on standard pricing.

   Local payment methods: check on siteNo setup or monthly fee

   Domestic debit cards 0.4% capped at ₹200; +2% for conversion

   Visit Stripe
   80/100

   Local: 2%

   Fee on a INR 4,823 sale: INR 96.47 · source

Compare fees

Score: fee on a USD 50 sale 35, published fees 20, local payment methods 20, no setup or monthly fee 15, international card fee published 10.