Paystack and Flutterwave fee calculator in Nigeria
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See what Paystack and Flutterwave charge on a payment in Nigeria, what you receive, and how much to charge so you receive an exact amount.
Lowest fee
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| Gateway | Customer pays | Fee | You receive | Effective rate | Action |
|---|
Standard published rates. Tax on fees (VAT or GST where the gateway adds it), currency conversion and payout fees are not included; see each gateway's note below.
Rates used
| Gateway | Local | International cards | Source |
|---|---|---|---|
| Paystack | 1.5% + NGN 100, capped at NGN 2,000 | 3.9% + NGN 100 | Pricing page |
| Flutterwave | 2% | 4.8% | Pricing page |
- Paystack: Local fee capped at NGN 2,000; NGN 100 waived under NGN 2,500
- Flutterwave: 2% = 1.4% transaction + 0.6% platform fee; plus 7.5% VAT on fees
Fees are one part of the choice. See the best payment gateways in Nigeria, ranked on fees, local payment methods and monthly charges.